If you are a courier then there is a specific type of insurance that you will need to make sure you and your goods are covered. Whilst van insurance may seem sufficient in covering your vehicles it is likely that it won’t cover it in the event of using it for business and the goods that you are transporting.

That’s where you will find you will need courier insurance to make sure you have the right level of cover needed.

When looking for the right insurance you will also need to bear in mind that single drop and multi drop couriers will require different levels of insurance as there are further risks to those who make multiple journeys. Even if you use your own vehicle part-time to deliver parcels, you may not be aware but you will also need the relevant courier insurance. 

Which is the minimum insurance for couriers?

Courier Insurance covers up to 5 vans, however if you have more than 5 you may want to seek out fleet insurance Holyhead. Like any typical vehicle insurance there are 4 levels of cover including:

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  Third-Party Only

  
  


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  Third Party, Fire & Theft

  
  


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  Comprehensive

  
  

Third Party only insurance is the lowest insurance you can have to be a courier however, you will need to bear in mind that this will only cover you for injury or damage to third party vehicles.

As a courier you will also be dealing with members of the public meaning that you may need to seek out having Public Liability insurance in place too just in case you are involved in any incident with the general public.

The best way to make sure that you have a policy that fits your needs is by contacting an insurance expert who will tailor an insurance policy for you by working with the relevant insurance companies.